Determinants of Cost Efficiency and it’s Implications on Sharia Bank in Indonesia Profitability at the Period of 2012 - 2016

A Kadim, Kadim and Yuli Zain, Yuli Zain and Sumarjaya, Sumarjaya (2017) Determinants of Cost Efficiency and it’s Implications on Sharia Bank in Indonesia Profitability at the Period of 2012 - 2016. International Journal of Economic Research, 14 (16). pp. 107-126. ISSN 0972-9380

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Abstract

Abstract: The purpose of this research is to know the influence of intellectual capital variable (iB-VACA, VAHU-iB, iB-STVA) and FDR, in CAR, and assets against cost efficiency (BOPO) and profitability (ROA). Research using the method of purposive sampling, hypothesis testing research panel data regression approach used. Processed using MS software application programs. Excel 2010. Statistical data processing with EVIEWS 9.0. The result of this research shows that the variable iB-VACA has a negative and not significant effect on the cost efficiency, variable iB-VAHU has a negative and significant effect on the cost efficiency, iB-STVA variable has negative and significant effect on the cost efficiency, FDR positive and significant to Cost Efficiency, CAR variables have a negative and significant effect Cost Efficiency, ASET variable has negative and significant effect on Efficiency, iB-VACA, iB-VAHU, iB-STVA, FDR, CAR, and Asset Together to Efficiency The cost, which is put forward is feasible and said to be significant. This means that the variables iB-VACA, iB-VAHU, iB-STVA, FDR, CAR, and Assets simultaneously affect the Cost Efficiency and are able to explain variables of 0.936306 atau 93,63 percent. the largest cost efficiency variable is PT Bank Maybank Syariah Indonesia (BMSI), which has the smallest average change in sensitivity is PT Bank BNI Syariah (BNIS). variables iB-VACA have negative and not significant effect to ROA, iB-VAHU variable have negative and significant effect to ROA, iBSTVA have positive and not significant effect to ROA, FDR variable has negative and significant effect to ROA, CAR variable has positive and not significant effect to ROA. ASET variable has positive and not significant effect to ROA, Variables are negative and significant influential on BOPO. Key Words: ROA, BOPO, CAR, FDR, Intellectual Capital

Item Type:	Article
Subjects:	H Social Sciences > H Social Sciences (General)
Depositing User:	Dr Abdul Kadim
Date Deposited:	03 Jun 2020 03:44
Last Modified:	03 Jun 2020 03:44
URI:	http://repository.upi-yai.ac.id/id/eprint/150

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