The Effects Of Bank Soundness With The RBBR Approach (Risk Base Bank Rating) Of Cost Efficiency And Its Implications On Sharia Bank Performance In Indonesia For The Period Of 2012-2016

Nardi, Sunardi and Erika, Augusta and A Kadim, Kadim (2018) The Effects Of Bank Soundness With The RBBR Approach (Risk Base Bank Rating) Of Cost Efficiency And Its Implications On Sharia Bank Performance In Indonesia For The Period Of 2012-2016. IJER (International Journal of Economic Research), 15 (1). pp. 53-64. ISSN 0972-9380

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Abstract

Abstract: Bank soundness will provide great benefits for banks to get the trust of customers in the bank institution. This study aims to deter mine the partial and simultaneous effects between Risk Profile (FDR), Good Corporate Governance (GCG), Earnings (NIM), and Capital (CAR) simultaneously have a significant effect on Cost Efficiency Implication of Sharia Bank Perfor mance. The population in this study is all Sharia Bank in Indonesia on periode 2012 until 2016. The samples in this study are 11 banks in accordance with established criteria. Regression analysis was perfor med based on data panel analysis result. This research concludes some of the following: (1) Variable Risk Profile (FDR) has negative and significant effect to Cost Efficiency, (2) Good Corporate Governance (GCG) has negative and insignificant effect to Cost Efficiency, (3) Earnings (NIM) negatively and significantly affects cost efficiency (4) Capital (CAR) has negative and significant effect to Cost Efficiency, (5) Risk Profile, GCG, Earnings, and Capital simultaneously has positive and significant effect to Cost Efficiency supported by the variable of cost efficiency, equal to 0.939640, or 93.96 percent. (6) Risk Profile negatively and unsignificantly affect Bank Perfor mance (7) Good Corporate Governance (GCG) positively and significantly affect Bank Prefor mance (8) Earnings (NIM) has negative and significant effect to Bank Perfor mance (9) Capital (CAR) positively dan unsignificantly affect Bank Perfor mance (10) Cost Efficiency (BOPO) negatively and significantly affect Bank Perfor mance, (11) Risk Profile, GCG, Earning, Capital (RBBR) and Cost Efficiency simultaneously and positively affect the performance of Indonesia Public Sharia Bank period 2012-2016, and supported by the variables of 0.952372 or 95.23 percent. Keywords: Bank Soundness Rates, RBBR, BOPO, ROA.

Item Type: Article
Subjects: H Social Sciences > H Social Sciences (General)
Depositing User: Dr Abdul Kadim
Date Deposited: 03 Jun 2020 03:44
Last Modified: 03 Jun 2020 03:44
URI: http://repository.upi-yai.ac.id/id/eprint/151

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