prociding A Comparative Analysis of Commercial Bank Based on Busines Activities Listed on The Indonesia Stock Exchange

Syafriana Effendi, Maya and Sentosa, Endri and Sarpan, 3 and Roosdiana, Roosdiana and Marnis, Marnis prociding A Comparative Analysis of Commercial Bank Based on Busines Activities Listed on The Indonesia Stock Exchange. International Conference on Multidisciplinary Research for Sustainable Innovation (ICMRSI).

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Abstract

Background - In this study, the authors focus on 28 banks identified based on purposive sampling which may represent criteria 1 to 4 Commercial Banks Based on Business Activities (BUKU) listed on the Indonesia Stock Exchange during 2010 - 2019. Purpose - The purpose of this study is to analyze the causes and whether there are significant differences between the four criteria for evaluating commercial banks based on business activities using financial ratios. A comparative test with Analysis of Variance (ANOVA) was conducted, based on the financial performance of banking companies using financial statement data for 10 years. Design/methodology/approach - To test the hypothesis, Shapiro Wilk, Kruskal Wallis and comparative test used analysis of variance Method and also POST Hoc test as a follow up analysis of the ANOVA test to find out which group are different. Findings - The results of the analysis at a significance level of 0.05 indicate that: 1. There are differences in the mean ratio of non-performing loans between the four criteria for commercial banks based on business activities; 2. There are differences in the mean ratio of operating expenses to operating income between the four criteria for commercial banks based on business activities; 3. There are not differences in the mean loan-deposit ratio between the four criteria for commercial banks based on business activities; 4. There are differences in the allocation of the amount of credit distribution between the four criteria for commercial banks based on business activities; and 5. There are differences in the mean ratio of return on assets between the four criteria for commercial banks based on their business activities. Research limitations - The limitation of this research is the use of commercial bank criteria based on business activities (BUKU 1 - 4), with indicators of the financial performance ratio of banks and the number of lending to banks listed on the Indonesia Stock Exchange using data for the period 2010 to 2019. Originality/value - In general, this study shows financial performance differences between 4 criteria commercial banks based on business activities. Keywords : Commercial Banks Based on Business Activities (BUKU 1 - 4), Financial Performance (NPL, BOPO, LDR, JPK and ROA)

Item Type: Article
Subjects: A General Works > AC Collections. Series. Collected works
Divisions: Faculty of Engineering, Science and Mathematics > School of Electronics and Computer Science
Depositing User: Marnis Marnis Marnis
Date Deposited: 28 Jul 2022 04:41
Last Modified: 28 Jul 2022 04:41
URI: http://repository.upi-yai.ac.id/id/eprint/6356

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